Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Tal y bont so that I can attend their offices if required.

Whereas this was necessary twenty years ago, almost all lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID documents and there are still distinct advantages to instructing a local solicitor, in your situation a conveyancing solicitor in Tal y bont.

i am purchasing a new build house in Tal y bont with the aid of help to buy. The builders would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep advised me not inform my conveyancer about the side-deal as it may jeopardize my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Taking into account that I am about to spend £400,000 on a two bedroom apartment in Tal y bont I wish to have a conversation with the conveyancer regarding thetransaction in advance of appointing the firm. Is this something that you can arrange?

This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer due to be carrying out your property ownership legalities in Tal y bont.There is no ‘factory style conveyancing’ - every client is an important individual, not a case reference. The practices that we put you in touch with believe that the figure you are quoted for residential conveyancing in Tal y bont should be the figure that you are charged.