At what point will exchange of contracts occur in sale conveyancing in Sunninghill and do I need to be at the lawyers branch?

Where you are near to our conveyancing solicitors in Sunninghill you are welcome to come in to sign the paperwork. That being said, the lender approved solicitors we recommend offer a countrywide conveyancing service and give as equally detailed and professional a job for you when communicating with you electronically. The executing of the sale agreement is not the point of no return. A signed contract is just a prerequisite for the conveyancer to exchange contracts when the time is right, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Sunninghill)to be in the office available at the end of the phone to exchange contracts.

I am purchasing my first flat in Sunninghill benefiting from help to buy. The developers refused to move on the price so I negotiated five thousand pounds worth of additionals instead. The property agent advised me not disclose to my conveyancer about this deal as it may adversely affect my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Sunninghill is where the house is located. Is there any guidance you can impart?

Flying freeholds in Sunninghill are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Sunninghill you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sunninghill may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Do I need to be wary about 3rd parties that I am dealing with are recommending a national conveyancing firm rather than a High Street Sunninghill conveyancing firm?

As is the case with many professional services, often suggestions from connections can be worth their weight in gold. Yet there are numerous players in a conveyancing deal; estate agents, financial adviser and lenders may suggest lawyers to choose. On occasion these lawyers might be known to one of the organisations as being good in their field, but occasionally there might be a commercial relationship behind the recommendation. You are free to appoint your preferred lawyer. You need to be aware that some banks have an approved list of law firms you must use for the mortgage aspect of your transaction.

What do I do if I am dissatisfied with the conveyancer who carried out my conveyancing in Sunninghill?

We live in an imperfect world, and unfortunately occasionally matters do not go as planned. Nevertheless there is recourse if you were not happy with your conveyancing in Sunninghill. This varies from trying to resolve matters directly with them, through to reporting a conveyancer to their regulator. If things still aren’t resolved you may consider getting in touch with the Legal Ombudsman.