Why would one instruct a Stamford Bridge conveyancing practice when web based alternatives are easier on the wallet?

To take your time to find contrast conveyancing costs in Stamford Bridge and you should seek an affordable quote but don’t expend your energy searching for the cheapest Stamford Bridge conveyancer. Appointing the right conveyancer can be the difference between a smooth and a stressful house move. You need to ensure that you have expert guidance from an experienced conveyancer. Emails can't take the place of a telephone call and can never replicate a one to one consultation. Our partner firms will appoint you a qualified and top rated conveyancing solicitor who can tackle your conveyancing from beginning to end, providing a level of personalised service that you will never get with an internet conveyancer. He or She will keep you updated on progress making sure that you are regularly updated. If you ever need to phone the office you will be sure who you need to speak to and they will ensure you are kept fully informed.

I am the registered owner of a freehold premises in Stamford Bridge but still charged rent, why is this and what is this?

It’s unusual for properties in Stamford Bridge and has limited impact for conveyancing in Stamford Bridge but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.

The Stamford Bridge conveyancing solicitors that just started acting on my purchase in Stamford Bridge have without warning closed. I only went with them because I needed a lawyer on the Principality conveyancing panel and my family Stamford Bridge lawyer was not. I paid them 275 plus VAT in advance. What do I do now?

If you have an estate agent involved then inform them immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Principality conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help.

I'm purchasing my first flat in Stamford Bridge with a mortgage from The Royal Bank of Scotland. The builders would not budge the price so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not disclose to my lawyer about this extras as it would adversely affect my loan with The Royal Bank of Scotland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey done on a house in Stamford Bridge prior to retaining solicitors. I have been advised that there is a flying freehold element to the property. My surveyor has said that some banks tend not grant a mortgage on a flying freehold property.

It depends who your proposed lender is. HSBC has different instructions for example to Halifax. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Stamford Bridge. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Stamford Bridge to see if the conveyancing will be more expensive.