I'm in the process of swapping over from my current homeowner home loan to a Buy to Let Skipton Building Society mortgage. I was told by my mortgage that I need a conveyancer for this. I had a chat my previous St Davids conveyancing firm who who completed the conveyancing when I originally bought the property. The fee estimate e-mailed to me of £550 is surprising as its a remortgage than a sale or purchase.

The estimate does seem a tad overpriced. Where you are happy to spend time contrasting quotes you could trim some of the cost by perhaps a hundred pounds. That being said, providing that you were pleased with the assistance the firm offered you couldlive to rue opting for an a cheaper lawyer. Don't forget to enquire that the firm can act for Skipton Building Society. You can use our search tool to get a quote a St Davids conveyancing firm on the Skipton Building Society conveyancing panel, which can often include conveyancing solicitors in St Davids.

We are about to sign contracts for a semi detached house in St Davids. We encountered a problem. The loan offer with Aldermore runs out on 19/3/2026 but the vendors are putting forward a completion date of 23/3/2026. Can one extend the loan offer?

The person best placed to deal with your concern is your solicitors who is in a position to determine whether they should be discussing with the mortgage company, owner’s conveyancers, property agents or conceivably all three based on what has happend in your transaction as of today.

Completed the sale of my flat in St Davids last April yet the purchaser is whats apping daily to say her conveyancer is waiting to hear from mine. What should my lawyer have done following completion?

Following your sale your lawyer is obliged to forward the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Where relevant, your solicitor must also evidence that the legal charge in favour of the lender has been discharged to the purchasers solicitors. There are no post completion steps peculiar conveyancing in St Davids.

Will my lawyer be raising enquiries regarding flooding during the conveyancing in St Davids.

Flooding is a growing risk for solicitors dealing with homes in St Davids. There are those who buy a house in St Davids, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Lawyers are not qualified to give advice on flood risk, but there are a numerous searches that may be undertaken by the purchaser or by their solicitors which should give them a better understanding of the risks in St Davids. The conventional set of property information forms supplied to a buyer’s conveyancer (where the Conveyancing Protocol is adopted) contains a standard question of the vendor to determine whether the property has ever been flooded. In the event that the premises has been flooded in past which is not revealed by the vendor, then a buyer could issue a compensation claim stemming from an misleading response. A purchaser’s solicitors will also order an enviro search. This should reveal if there is any known flood risk. If so, additional inquiries should be conducted.

I'm buying a bungalow in St Davids. I have found my conveyancer's company on the Law Society's list, but I can't see my lawyer's name on the list. Is this a big problem?

Not all staff in the practice must be listed by the regulator. Provided there is a manager qualified to 'oversee' the work, the actual day-to-day activity can be conducted by unlicensed staff.