Last July we completed a house move in Springwell. We have noticed several issues with the property which we believe were missed in the conveyancing searches. Is there anything we can do? What searches should? have been carried out for conveyancing in Springwell?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Springwell. Conveyancing searches and investigations initiated as part of the legal transfer of property are supposed to help avoid problems. As part of the process, a seller answers a questionnaire called a Seller’s Property Information Form. answers turns out to be misleading, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Springwell.
In what way does my ID and proof of funds have anything to do with my conveyancing in Springwell? What am I being asked for?
It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Springwell. However these days you can not proceed with any conveyancing transaction without first submitting proof of your identity. This usually takes the form of a either your passport or driving licence and a council tax bill. Remember if you are supplying your driving licence as proof of identification it needs to be both the paper element and photo card part, one is not acceptable without the other.
Evidence of the origin of funds is mandated under Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancing solicitor must retain this information on record. Your Springwell conveyancing practitioner will require evidence of proof of funds prior to accepting any funds from you into their client account and they will also ask additional questions regarding the origin of funds.
Despite weeks of looking the Title Certificate and documents to our house are lost. The solicitors who handled the conveyancing in Springwell 4 years ago have long since closed. What are my next steps?
Assuming the title is registered the information relating to your ownership will be documented by HMLR with a Title Number. It is possible to carry out a search at the Land Registry, identify your house and obtain up to date copies of the Registered Entries for a small fee. Where the property is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.
I decided to have a survey carried out on a property in Springwell in advance of instructing conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some banks tend refuse to issue a loan on a flying freehold property.
It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Springwell. Conveyancing will be smoother if you use a solicitor in Springwell especially if they are familiar with such properties in Springwell.
My business partner and I are planning to take an assignment of a lease of a shop on a shopping parade. Can you recommend solicitors offering no-sale-no costs for commercial conveyancing in Springwell for under 2k?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Springwell, including the sale and acquisition of businesses as well as simply premises. If you are looking to buy or lease a shop, pub, restaurant, office, retail premises or a whole business we will find you the right lawyer. As for the costs this will depend on the structure and complexity of the proposed transaction. Let us have your contact information or email us so that we may provide you with a fixed commercial conveyancing calculation.