Is there a reason to appoint a Southam conveyancing practice when national conveyancers are less expensive?
To take your time to find contrast conveyancing costs in Southam and you should seek a reasonable estimate but don’t expend your energy looking for the lowest priced Southam conveyancer. Locating the right conveyancer can mark the distinction between a smooth and a frustrating house move. It is important that you ensure that you have expert guidance from a trusted conveyancer. Emails can't be as helpful as a telephone conversation and can never replicate a one to one appointment. Our partner firms will allocate you a qualified and top rated conveyancing solicitor that will tackle your conveyancing from beginning to end, giving the sort of continuity that you are unlikely to received from an internet conveyancer. He or She will contact you regularly to update you as to progress making sure that you are regularly updated. Should it ever be necessary to phone the firm you will know who to ask for and they will endeavour to make sure that you're not left wondering what's going on.
My lawyer has identified a defect with the lease for the flat we are buying in Southam. The other side have put forward defective title insurance as a workaround. We are content with insurance and will cover the costs. Our property lawyer says that he must ensure that the lender is content with this solution. Who is the client here, us or the mortgage company ?
The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the lender are the client. Your property lawyer must comply with the UK Finance Lenders’ Handbook provisions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your solicitor will have no choice but to discontinue acting for you.
Can your site be used to find a Conveyancing solicitor in Southam even where I’m not purchasing or selling a house, for example if I wish to acquire a shop in Southam with a mortgage from Nottingham Building Society?
Our search tool is mainly there to find residential conveyancing solicitors in Southam but we have listed at the end of this page a selection of Southam commercial conveyancing firms. You will need to enquire with the company directly to check if they are also authorised to represent Nottingham Building Society
I am considering applying for a Nottingham mortgage for purchase of a newly converted (under development) in Southam with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Nottingham ?
There is nothing to stop you using your solicitor, but Nottingham will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I appreciate that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when buying a residence in Southam? or Apparently there is a law dating back centuries that could mean that homeowners residing in a parish church boundary may be liable to pay for repairs to the chancel within the church. Is this applicable for conveyancing in Southam?
Unless a previous acquisition of the property completed after 12 October 2013 you can take it that conveyancing practitioners handling conveyancing in Southam to remain encouraging a chancel search and or chancel repair liability policy.