I am looking for value for money property lawyer. Do I opt for a nationwide conveyancer or a high street Sittingbourne conveyancing lawyer?
Established third party relationships are another important factor to consider when appointing conveyancing lawyers. Sittingbourne law firms benefit from connections with mortgage brokers and estate, local authorities, valuers and other conveyancing firms meaning the whole process is going to be much smoother for you. Possessing specialist intelligence of the local area is also a plus .
We are selling our home in Sittingbourne. Does my lawyer need to be on the Virgin Money conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Virgin Money conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently currently.
My colleague recommended that if I am purchasing in Sittingbourne I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard Sittingbourne conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Sittingbourne around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Sittingbourne Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Sittingbourne Education with plans and statistics, Local Amenities and other useful data regarding Sittingbourne.
I have been on the look out for a flat up to £245,000 and found one near me in Sittingbourne I like with amenity areas and railway links in the vicinity, however it only has 49 years on the lease. There is not much else in Sittingbourne in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a home loan the shortness of the lease will likely be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.
My husband and I are 14 days into a leasehold purchase having been directed to solicitors by the estate agent to execute conveyancing in Sittingbourne. I am am starting to be frustrated with the level of service. Can you you assist me in finding new solicitors?
They would need to be very poor in order to consider changing them. Has the mortgage offer been generated? In the event that it has you must make them aware of the replacement lawyer and ensure the loan are re-sent. Your new solicitor ideally needs to be on the mortgage company approved list to avoid escalating fees and frustration. That should be your starting point. The find a solicitor tool will help you find a lender approved conveyancer for your conveyancing in Sittingbourne