I'm buying my first flat in Sheen Park with a mortgage from . The builders refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The property agent advised me not disclose to my conveyancer about this deal as it will jeopardize my mortgage with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a leasehold apartment up to £195,000 and identified one round the corner in Sheen Park I like with a park and railway links in the vicinity, the downside is that it only has 51 years unexpired on the lease. I can't really find anything else in Sheen Park for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you need a mortgage that many years may be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.

Is there anything unique about name of site and other online quote calculators when it comes to conveyancing in Sheen Park?

At name of site receive a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances for your conveyancing in Sheen Park. Unlike many estate agents and many comparison sites we do not have referral arrangements with solicitors. Many agents and online brokers 'recommend' solicitors that pays the highest commission, rather than the best value conveyancing in Sheen Park