We are purchasing a property and require a conveyancing solicitor in Seaham who is on the Santander solicitor panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Seaham.
The deeds to my property can not be found. The conveyancers who conducted the conveyancing in Seaham 10 years ago no longer exist. Will I be able to sell the house?
Gone are the days when you need to hold title deeds to prove you are the registered proprietor of land or property, given that the Land Registry have everything they need in a digital format.
How does conveyancing in Seaham differ for newly converted properties?
Most buyers of new build property in Seaham contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is completed. This is because builders in Seaham tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Seaham or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £245,000 and found one round the corner in Seaham I like with amenity areas and station nearby, the downside is that it only has 49 years unexpired on the lease. There is not much else in Seaham for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a mortgage the shortness of the lease may be a potential deal breaker. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
My husband and I are four weeks into a residential purchase having been referred to conveyancers by the selling agent to handle our conveyancing in Seaham. I am not happy. Could you help me find new lawyers?
A conveyancer would need to be very poor in order to consider replacing them. Has your loan offer been sent? In the event that it has you must make them aware of the replacement conveyancer and get the mortgage documents are re-issued. Your new solicitor ideally needs to be on the lenders panel to avoid added charges and delays. That should be your starting point. Our find a solicitor tool can assist you in finding a bank approved conveyancer for your home move in Seaham