Finally the sale completed on my house in Robertsbridge last August yet the purchaser is whats apping daily to moan that his solicitor needs to hear from mine. What are the post completion sale formalities following completion?

After completion of your house sale your lawyer should forward the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Depending on the transaction, your conveyancer must also confirm that the home loan has been repaid to the purchasers conveyancers. There are no post completion procedures just for conveyancing in Robertsbridge.

My wife and I have recently appointed a conveyancing solicitor in Robertsbridge. I I am struggling to find out if they are on the Platform Home Loans Ltd conveyancing panel. Could you assist?

You should contact your lawyer and ask them whether they can act for the bank. Otherwise you can call Platform Home Loans Ltd who may be able to confirm.

I am assisting my niece sell her flat in Robertsbridge. Does the conveyancing solicitor commission the energy performance certificate or should I organise this?

Following the abolition of HIPs, energy performance certificates was retained a mandatory element of moving house. An EPC must be to hand before the property is advertised. It is not as aspect of the sale process that lawyers normally arrange. Where you are using a Robertsbridge conveyancing lawyer they may help arrange energy performance certificates due to their contacts with long established local accredited person

I recently had an offer agreed on a house in Robertsbridge. My financial adviser suggested a conveyancing practitioner. I paid an on account payment of £225. Soon after, the lawyer contacted me embarrassingly acknowledging that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Our sealed bid on a semi in Robertsbridge has been accepted, but there is a chain. The vendors have placed an offer on a flat, however it’s not yet agreed to, and have viewings of other properties booked. I have selected a nearby conveyancing solicitor in Robertsbridge. What do I do now? When should I get the mortgage application with Clydesdale started?

It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx one thousand pounds, then survey, Robertsbridge conveyancing search fees, etc). The first thing to do is ensure that your solicitor is on the Clydesdale approved list. Concerning the subsequent steps this very much dictated by the uniqueness of your case, desire for the property and on the state of the market. In a buoyant market some home buyers will apply for a home loan with Clydesdale and arrange for the valuation and only if it comes back ok would they pay their conveyancing practitioner to move forward with the conveyancing in Robertsbridge.

I am buying my first flat in Robertsbridge with a mortgage from Yorkshire Building Society. The developers refused to move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not to tell my lawyer about this extras as it could put at risk my mortgage with Yorkshire Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a property in Robertsbridge prior to retaining solicitors. I have been told that there is a flying freehold element to the property. The surveyor advised that some banks will not grant a mortgage on such a home.

It depends who your proposed lender is. Lloyds has different requirements from Nationwide. Should you wish to telephone us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Robertsbridge. Conveyancing may be slightly more expensive based on your lender's requirements.