Having been recommended your site we were going to go ahead with a conveyancing solicitor in Ramsgate recommended using your search tool but have come across some other estimates via the web appear cheaper – why is this?

There are many firms of conveyancing organisations promoting alleged cut-price conveyancing, yet more often than not extrafees end up with the completion fee totally different to the one you expected. Solicitors are duty bound to ensure costs set out in terms and conditions should be equitable raised The law firms that we put forward for conveyancing in Ramsgate set out all legal fees for a standard conveyancing transaction.

When it comes to lenders such as TSB, do Ramsgate lawyers face a yearly amount to be on the conveyancing panel?

We are not aware of any bank fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.

After weeks of negotiation I have agreed a price on an apartment in Ramsgate. My financial adviser suggested a conveyancer. I paid an advanced payment of £175. A few days later, the lawyer contacted me to say that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I have finally had an offer on a flat in Ramsgate accepted, the sellers do nevertheless have an associated purchase. The sellers have offered on a property, but it’s not been accepted yet, and have viewings of other properties booked. I have instructed a bricks and mortar conveyancing solicitor in Ramsgate. What do I do now? At what stage do I apply for the mortgage with Skipton?

It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (home loan application is approx one thousand pounds, then valuation, Ramsgate conveyancing search fees, etc). The first thing to do is ensure that your solicitor is on the Skipton approved list. Regarding the subsequent steps this very much dictated by the specifics of your transaction, motivation for the property and on the state of the market. During a rising market some buyers will apply for a home loan with Skipton and arrange for the valuation and only if it was satisfactory would they ask their conveyancer to press on with the conveyancing in Ramsgate.

I opted to have a survey carried out on a house in Ramsgate in advance of appointing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor has said that some mortgage companies will refuse to grant a loan on this type of home.

It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. Should you wish to call us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ramsgate. Conveyancing will be smoother if you use a solicitor in Ramsgate especially if they are accustomed to such properties in Ramsgate.

I need to appoint a conveyancing solicitor for residential conveyancing in Ramsgate. I have chance upon a web site which seems to have the ideal solution If it is possible to get all this stuff completed via phone that would be ideal. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Finally our conveyancing in Ramsgate is set to complete on Friday, however the people I am buying from wishes to vacate 24 hours later at midday. Do I agree to this?

It is not possible to complete on a Saturday due to the bank systems are not operational.