AssumingI were to acquire a straightforward homein Marske and Upleatham mortgage fee and have no survey and no conveyancing searches how much should I expect to to save on my conveyancing in Marske and Upleatham?

Any savings you would achieve would be limited to the Marske and Upleatham conveyancing searches. Your property lawyer still got to do everything else - money laundering, liaising with your sellers conveyancer, stamp duty submission, register the ownership etc. A marginal saving might be made by not having to register a mortgage however it will not be a lot.

My wife and I are close to exchanging contracts on the sale of our home in Marske and Upleatham and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any high street Marske and Upleatham lawyer would know this is not the case. It does beg the question why the buyers are using a nationwide conveyancing outfit rather than a conveyancing solicitor in Marske and Upleatham. Having lived in Marske and Upleatham for three years we know of no issue. Do we contact our local Authority to obtain clarification need.

It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

I used Arc property Solicitors several years ago for my conveyancing in Marske and Upleatham. I now require my file however the law firm is no longer operating. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Marske and Upleatham of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Last August I purchased a leasehold property in Marske and Upleatham. Do I have any liability for service charges for periods before completion of my purchase?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Marske and Upleatham Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

Is there a share of the freehold? If a Marske and Upleatham lease has no more than eighty years it will impact the salability of the property. It is worth checking with your lender that they are willing to to proceed given the lease term. Leases with fewer than 80 years remaining means that you will probably have to extend the lease at some point and it is worth finding out what this will be. Remember, in most cases you would need to own the residence for a couple of years in order to be entitled to extend the lease. Are there any major works in the planning that will add a premium to the maintenance costs?

I am short of a 10% deposit on my apartment purchase in Marske and Upleatham , but I am keen proceed. What can I do?

You can agree a lesser deposit. Most property owners will accept a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment