What does my ID and proof of funds have anything to do with my conveyancing in Malvern? Why is this being asked of me?

In order to comply with Money Laundering Regulations any Malvern conveyancing firm will require evidence of your identity in all conveyancing matters. This is usually dealt with by provision of a passport and an original bank statement or utility account showing your correct address.

In accordance with Money Laundering Regulations, conveyancing solicitors are duty bound to ascertain not only the ID of conveyancing clients but also the origin of monies that they receive in respect of any matter. Refusal to disclose this may result in your conveyancer cancelling their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your property lawyers will have an obligation to inform the relevant authorities should they consider that any amounts received by them may contravene the Anti-terror and anti-money-laundering rules.

I am purchasing a property mortgage free in Malvern. I have lived for the previous 20 years in Malvern. Conveyancing searches are expensive. Given that I know the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?

If you not getting a mortgage, then the vast majority of the Malvern conveyancing searches are optional. Your conveyancer will ’encourage you, perhaps strongly, that you should have searches completed, but she is duty bound to do this. One thing to consider; if you are intend to sell the house at a future date, it will be of relevance to your future buyer what the searches reveal. On occasion houses with functional issues can still reveal negative search results.A competent conveyancing solicitor in Malvern will be able to give you some constructive advice in this regard.

My husband and I are new to the buying process - agreed a price, but the agent has warned us that the owners will only proceed if we use their recommended conveyancers as they want a ‘quick sale’. My instinct tells me that we should use a local conveyancer who is familiar with conveyancing in Malvern

It is improbable the vendors are driving this. Should the owner want ‘a quick sale', alienating a genuine purchaser is going to damage their objectives. Contact the vendors directly and explain that (a)you are keen to buy (b)you are ready to progress, with finances arranged © you are unencumbered (d) you wish to move quickly (e)but you intend to use your preferred Malvern conveyancing lawyers - not the ones that will give the estate agent a referral fee or achieve conveyancing thresholds demanded by HQ.