I can't travel far from Leaves Green. What is the rationale as to why all Leaves Green conveyancers aren't automatically on all bank panels?

As inequitable as it may appear for mortgage companies to limit who can act for them, from the public’s or lawyer’s viewpoint, the other side of the coin is that lenders are increasingly anxious and consider it essential to protect them against illegal activities. As a result of this concern mortgage companies have reduced their panel of approved conveyancing lawyers to a manageable size.

Do the Building Society Association intend to launch a search tool with a view to to identify practices on the Norwich and Peterborough Building Society conveyancing panel for instance in Leaves Green?

We have not been informed any intention on the part of the BSA to promote such a tool.

My wife and I have a 4 bedroom Victorian property in Leaves Green. Conveyancing practitioner acted for me and Santander. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold under the matching address. I thought I was buying a freehold how can I check?

You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Leaves Green and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing practitioner who carried out the work.

I am purchasing my first flat in Leaves Green benefiting from help to buy. The sellers would not budge the amount so I negotiated £7000 of additionals instead. The sale representative suggested that I not disclose to my solicitor about this deal as it will adversely affect my loan with Aldermore. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In my capacity as executor for the will of my father I am selling a house in Cardiff but I am based in Leaves Green. My lawyer (who is 200 kilometers awayhas requested that I sign a stat dec prior to the transaction finalising. Could you suggest a conveyancing practitioner in Leaves Green to attest and place their company stamp on the document?

strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are Leaves Green based