We are about to sign contracts for a garden flat in Lea Bridge. We encountered a snag. Our loan offer with Nottingham Building Society runs out on 18/3/2026 but the owners are insisting on a completion date of 20/3/2026. Can one prolong the mortgage expiry date?

The best person to address this issue is your solicitors who will hopefully calculate if he or she is better off negotiating with the mortgage company, vendor’s conveyancers, property agents or possibly all parties based on the history of your transaction as of today.

I am buying a house and need a conveyancing solicitor in Lea Bridge who is on the Platform Home Loans Ltd solicitor. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Platform Home Loans Ltd in certain locations such as Lea Bridge. We dont recommend any particular firm.

Do I need to take out insurance to cover chancel repairs when purchasing a residence in Lea Bridge?

Unless a prior acquisition of the premises took place after 12 October 2013 you could expect solicitors delivering conveyancing in Lea Bridge to remain encouraging a chancel search and or chancel repair liability insurance.

I'm purchasing my first flat in Lea Bridge with a mortgage from Virgin Money. The developers refused to reduce the price so I negotiated 6k of additionals instead. The house builders rep suggested that I not disclose to my lawyer about the extras as it may adversely affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

The solicitors undertaking our conveyancing in Lea Bridge has sent papers to review that indicate that the property is unregistered with epitome documents. Is it not the case that all houses in Lea Bridge should be registered?

Although the vast majorities of properties in Lea Bridge are now registered with HMLR there are still a few that are unregistered. Any property in Lea Bridge that has been remortgaged since the late 1980’s will have been registered at the HMLR under the compulsory ‘first registration’ scheme. However, if a Lea Bridge property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Many Lea Bridge conveyancing practitioners should be familiar with this type of conveyancing but if any uncertainty reigns the conventional proposition presently is for the current owners to register it first and thereafter sell - this undoubtedly cause a significant delay.