My fiance and I are intent on acquiring a leasehold flat in Kimberley. My property lawyer is not on the bank approved list. Is it possible for me to continue with my Kimberley conveyancing solicitor notwithstanding that they are not on the mortgage company panel?

Various options include

• Carry on with your chosen Kimberley solicitor but your lender will need to retain a lawyer on their conveyancing panel. This will result in additional charges together with probable delay.
• Choose a fresh lawyer to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
• Convince your conveyancing practitioner to seek to join the mortgage company panel

What can a local search reveal concerning the property my wife and I buying in Kimberley?

Kimberley conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations for instance Searchflow The local search is essential in every Kimberley conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search will provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.

How does conveyancing in Kimberley differ for newly converted properties?

Most buyers of new build residence in Kimberley come to us having been asked by the developer to sign contracts and commit to the purchase even before the residence is constructed. This is because developers in Kimberley typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Kimberley or who has acted in the same development.

I am looking for a ground for flat up to £195,000 and found one near me in Kimberley I like with a park and railway links nearby, the downside is that it's only got 49 years on the lease. I can't really find anything else in Kimberley suitable, so just wondered if I would be making a grave error acquiring a short lease?

If you require a mortgage the shortness of the lease may be an issue. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.

Is there anything unique about your site and alternative online quote calculators when it comes to conveyancing in Kimberley?

At this site get a fixed fee quote from a Solicitor or Licensed Conveyancer that has a full understanding of the issues for your conveyancing in Kimberley. As opposed to estate agents and many comparison sites we do not operate referral deals with solicitors. A large number of agents and online brokers 'recommend' solicitors paying the most per referral, not the best value conveyancing in Kimberley