I am soon to complete buying a house in Hook Norton but as a consequence of damage from the recent storms I have managed to agree reparation from the seller of three thousand pounds in the form of a reduction in the price. This was going to be dealt with as part of a side agreement yet Skipton will not permit this. Should they have been approached?

Your solicitor that is on a Skipton approved list is obliged to advise Skipton of any variations to the purchase price. If you prohibit your lawyer to disclose the reduction to Skipton then they would have to discontinue acting for you. In addition, Skipton and you would have to appoint a new solicitor for your conveyancing in Hook Norton.

Completed the sale of my flat in Hook Norton last May but my buyer keeps SMS messaging every few hours complaining that her solicitor is waiting to hear from mylawyer. What are the post completion sale legalities following completion?

Following your house sale your lawyer is duty bound to send the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Where appropriate, your solicitor should also confirm that the home loan has been redeemed to the purchasers solicitors. There are no post completion steps unique to conveyancing in Hook Norton.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Hook Norton is the location of the property. What do you suggest?

Flying freeholds in Hook Norton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hook Norton you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hook Norton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Is it simple use your search facility to choose a conveyancing practitioner in Hook Norton on the panel for my mortgage?

First pick a bank such as Nationwide Building Society, Skipton Building Society or Alliance & Leicester then choose your location such as Hook Norton. Conveyancing organisations in Hook Norton and across England and Wales will then be identified.

Am in the process of purchasing my 1st property in Hook Norton. Conveyancing solicitor already selected. The broker advised that a survey is not needed as the house was only built in 2001.

You would be best advised to have a Home Buyer's Report. As the residence is more than ten years old the property will not come with a warranty, so you don't want to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report could suffice. The report should highlight any obvious problems and suggest further investigation where relevant. Where there are any signs of material issues seek a comprehensive Building Survey from the beginning.