I am getting a mortgage with Halifax. I hope to enlist the help of a Licensed Conveyancer in Hither Green. Does the Halifax Solicitor panel allow for Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
It is a dozen years since I purchased my property in Hither Green. Conveyancing solicitors have recently been retained on the sale but I can't locate the title deeds. Is this a problem?
You need not be too concerned. Firstly there is a chance that the deeds will be with the mortgage company or they may stored with the conveyancers who handled the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Hither Green involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Hither Green?
There are many registered licenced Conveyancers in Hither Green and Solicitor practices in Hither Green who can assist with your conveyancing It is important to make clear that both are regulated professionals specialising in the legal aspects of the home buying process. They may both also conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We expect to receive a OIP from Aldermore this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Aldermore recommend any Hither Green solicitors on the Aldermore conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Hither Green solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
I was told four weeks ago that my mortgage has been agreed to by RBS. Is it usual for RBS to only issue the offer once my solicitor in Hither Green is approved on their conveyancing panel? RBS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I'm converting the mortgage on my existing home to a BTL mortgage with Britannia and I will use the rest of the raised equity towards a second property. The location we are talking about is Hither Green. Will your solicitors be able to act for both sets of lenders and tie in the two deals?
Do use our comparison tool on this site to check that the lawyers are approved by both lenders. Assuming that they are the conveyancer will be able to simultaneously deal with the two conveyancing matters but you should talk with you lawyer and communicate your desired outcome and requirements.
We are 14 days into a leasehold purchase having been referred to solicitors by the high street agent to handle our conveyancing in Hither Green. I am am very frustrated with the quality of service. Could you help me find new conveyancers?
They would have to be really bad to suggest changing them. Has your mortgage been generated? In the event that it has you need to advise them of the new contact details and have the mortgage documents are re-sent. Your conveyancer should be on the mortgage company approved list to avoid added costs and delays. So that should be your first question of the new conveyancers. The search tool will assist you in finding a lender approved solicitor for your home move in Hither Green