My lawyer has discovered a a legal deficiency with the lease for the property we are buying in Hall Green. The seller’s lawyers have offered title insurance as a workaround. We are happy with insurance and will pay for it. Our solicitor says that he must ensure that the mortgage company is willing to move forward with this solution. Who is the client here, us or the lender?
Regardless of the fact that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook specifications. You and the lender are the client. These conveyancing instructions must be adhered to.
Please help - my lawyer advises that lack of building regulations insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Hall Green?
The appropriate level of lack of building regulations indemnity insurance should be dictated by who who your lender is. It would differ for example between Accord Mortgages Ltd and Leeds Building Society. Conveyancing lawyers as opposed to members of the public take out such policies.
After much negotiation I have agreed a price on a house in Hall Green. My financial adviser pressured me to appoint their conveyancer. I paid an upfront payment of £225. Soon after, the conveyancing practitioner called me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a property in Hall Green on 5/12/2025, valuation was booked 4 days later, all came back fine. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Are Leeds Building Society entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
I need some expedited conveyancing in Hall Green as I am faced with pressure to sign on the dotted line within 3 weeks. A home loan is not required. Can I decline from having conveyancing searches to save money and time?
If.Given you are not taking a mortgage you have the choice not to do searches although no law firm would advise that you don't. Drawing on years of experience of conveyancing in Hall Green the following are instances of what can arise and therefore impact future saleability: Enforcement Actions, Overdue Fees, Overdue Grants, Railway Schemes,...
I am looking to sell my property. My former lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Hall Green if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Hall Green. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
I happen to be an executor of my recently deceased mum’s Will, with a property in Hall Green which is to be sold. The property is unregistered at the Land Registry and I'm told that some purchasers will insist that it is completed before they will move forward. What's the procedure for this?
In the circumstances that you have set out it seems prudent to seek to register in the names of the personal representative(s) as named in the probate and in their capacity as PRs. The Land Registry’s online guidance explains how to register for the first time and what is required re the deeds and forms. You would need to include and official copy of the probate as well and complete the form FR1 to refer to the PRs as the applicant.