My wife and I are getting closer to an exchange on a house in Great Sankey and my parents have sent the exchange deposit to my solicitor. I am now advised that as the deposit has been received from someone other than me my conveyancing practitioner needs to disclose this to my bank. I am advised that, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I disclosed to the mortgage company about my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?

Your property lawyer is obliged to check with mortgage company to ensure that they know that the balance of the purchase price is not from your own funds. The solicitor can only reveal this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.

How up to date is your search tool for Great Sankey conveyancing solicitors on the Principality conveyancing panel? Do Principality send you an updated list?

Great Sankey conveyancing firms themselves provide us confirmation that they are on the Principality conveyancing panel as opposed to being supplied with a list from Principality directly.

I note that there are debates on Chancel Insurance on online forums. Do I need this when acquiring a residence in Great Sankey? or I am told that there is an ancient law that could mean that homeowners living in a parish church boundary may be liable to pay for repairs to the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Great Sankey?

Unless a previous acquisition of the premises completed after 12 October 2013 you can assume that conveyancing practitioners carrying out conveyancing in Great Sankey to continue to propose a a chancel search and or chancel repair liability insurance.

I am buying a new build apartment in Great Sankey. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Great Sankey

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I opted to have a survey carried out on a house in Great Sankey ahead of retaining solicitors. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some lenders may not issue a mortgage on a flying freehold house.

It depends who your proposed lender is. Santander has different requirements for example to Nationwide. Should you wish to call us we can look into this further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Great Sankey. Conveyancing may be slightly more expensive based on your lender's requirements.