I am expecting a mortgage with Nat West. I intend to use a Licensed Conveyancer in Gainsborough. Does the Nat West Conveyancing panel exclude conveyancers regulated by the CLC?

The Nat West approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

I am the registered owner of a freehold house in Gainsborough yet charged rent, why is this and what is this?

It’s unusual for properties in Gainsborough and has limited impact for conveyancing in Gainsborough but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.

Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.

This question may be naive but I am new to the home buying as FTB of a garden flat in Gainsborough. Do I collect the keys to the property on completion from my conveyancer? If this is the case, I will use a local conveyancing solicitor in Gainsborough?

There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the owner’s conveyancers, and shortly after the monies have arrived, you should be called to pick up the keys from the selling Agents and move into your new home. This tends to happen between 1 and 3pm.

We are due to move home in February. Should my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you recommend a removal company in Gainsborough. Conveyancing lawyer was organised prior to coming across your page.

On the afternoon of completion you will need to collect the keys from the property agent however this can only take place when the previous owners conveyancers confirm to the agent that they have the completion monies and the keys can be handed over. You will need to tell the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal organisation but can help you choose a residential property solicitor in Gainsborough or a lawyer with expertise in conveyancing in Gainsborough.

I had an offer accepted on a house in Gainsborough on 15/12/2025, valuation was booked 3 days after, all came back fine. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am purchasing a property and the conveyancer has identified Chancel Repair for which the house could be obligated to contribute to because it falls into the area of such a church. He has recommended insurance. Is this really necessary for conveyancing in Gainsborough

Unless a previous purchase of the house completed post 12 October 2013 you can assume that solicitors carrying out conveyancing in Gainsborough to remain recommending a chancel search and or chancel repair liability policy.

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Gainsborough is where the house is located. Can you offer any assistance?

Flying freeholds in Gainsborough are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Gainsborough you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gainsborough may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.