We are acquiring our first property. Our conveyancing practitioner has contact usto enquire if we want to purchase supplemental conveyancing searches. Frankly we in the dark as to what's necessary for conveyancing in Fowey

The scope of Fowey conveyancing searches depends primarily on the premises, the location, the possibility of any of these risks, your familiarity of the area and risks, your general appetite to risk. What is important is that you adequately appreciate what information each search could provide. You may then make a decision if you personally think you need that information. Where you are uncertain, ask your conveyancer to provide guidance.

I am selling my home in Fowey. Does the conveyancing practitioner have to be on the RBS conveyancing panel in order to deal with paying off my mortgage?

Ordinarily, even if your lawyer is not on the RBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently in recent years.

The deeds to my home are lost. The solicitors who conducted the conveyancing in Fowey 4 years ago no longer exist. What are my options?

In today’s world there are duplicates made of almost everything, and your solicitor will be aware exactly where to look for all the suitable documentation so you can purchase or sell your property without a hitch. Where duplicates can’t be found, your solicitor may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on your premises.

The estate agent has sent us the confirmation of our purchase of a new build flat in Fowey. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Fowey

Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

My brother has recommend that I use his lawyers for conveyancing in Fowey. Should I use them?

No doubt it’s preferable to choose a conveyancing lawyer is to seek feedback from friends or family who have actually previously instructed the firm that you are considering.