My wife and I have recently appointed a conveyancing solicitor in Falmouth. I I would like to check if they are on the Alliance & Leicester conveyancing panel. Could you assist?

You should contact your conveyancer and ask them whether they can act for the lender. Otherwise you should call Alliance & Leicester who may be able to help.

We are due to move home in March. Should my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you recommend a removal company in Falmouth. Conveyancing lawyer was found before I stumbled across your page.

On the afternoon of completion you can collect the keys from the estate agent but this can only take place after the vendors conveyancers confirm to the agent that they have the completion monies and the keys can be collected. After that you can inform the removal company that they can start moving you in. As a matter of policy we do not suggest a particular removal company but can assist you in finding a conveyancing in Falmouth or a firm that specialises in conveyancing in Falmouth.

Completion of my remortgage has taken place for my property in Falmouth. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

I was told three weeks ago that my mortgage has been agreed to by RBS. Is it usual for RBS to only issue the offer once my solicitor in Falmouth is approved on their conveyancing panel? RBS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a quick, chain free conveyancing. Falmouth is the location of the property. What do you suggest?

Flying freeholds in Falmouth are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Falmouth you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Falmouth may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

My husband and I are 14 days into a residential purchase having been referred to conveyancers by the local agent to execute conveyancing in Falmouth. I am not happy. Could you you assist me in finding new conveyancers?

A conveyancer would have to be very bad to suggest changing them. Has your loan offer been generated? In the event that it has you need to inform them of the new contact details and ensure the loan are re-issued. Your solicitor ideally needs to be on the lenders panel to avoid escalating fees and frustration. So that should be your first question of the new solicitors. Our search tool should help you find a bank approved solicitor for your conveyancing in Falmouth

A couple of weeks ago I was told by my bank that their panel conveyancers operate no completion no charge basis for conveyancing in Falmouth. My purchase aborted and now the solicitors want search fees! They are claiming that the fees are seperate!

Falmouth conveyancing search fees are separate expenses not legal fees as these are payable to a third party.