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Recently asked questions about conveyancing in Eynsham

I am purchasing a house mortgage free in Eynsham. I have resided for the last dozen years in Eynsham. Conveyancing searches are exorbitant. As I know the road and vicinity very well must I have all the conveyancing searches?

If you not getting a home loan, then the vast majority of the Eynsham conveyancing searches are optional. Your solicitor will try and steer you, no-doubt strongly, that you should have searches done, but he is duty bound to take that path of guidance. Do bear in mind; if you are intend to sell the house at a future date, it may be of interest to your prospective buyer what the searches determine. There are plenty of instances where premises with functional issues can still throw up unexpected search results. A competent conveyancing solicitor in Eynsham will be able to give you some sensible advice in this regard.

About to place a bid on a leasehold flat in Eynsham. The property agents tell me that it is standard for flats in Eynsham to have less than 75 years remaining. I am expecting a mortgage with Chelsea Building Society. Will the property be mortgageable given that the lease has 70 years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/1/2026 the requirements read as follows :

85 years from the date of completion of the mortgage. Please ensure that you explain the implications of a short term lease to the borrower.

I am using a search engine for the phrase on line conveyancing in Eynsham it brings up numerous property lawyersin the vicinity. With so much choice what is the best way to find the right conveyancer for my move?

The best method of seeking the right conveyancer is through a personal referral, so ask colleagues and relatives who have bought a property in Eynsham or the respected estate agent or financial adviser. Costs for conveyancing in Eynsham vary, so it's a good idea to request a minimum of three quotes from varying types of property lawyers. Dont forget to clarify that the charges are assured not to rise.

Back In 2005, I bought a leasehold house in Eynsham. Conveyancing and Barclays mortgage are in place. A letter has just been received from someone saying they have taken over the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing practitioner in Eynsham who acted for me is not around. Do I pay?

The first thing you should do is make enquiries of HMLR to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to instruct a Eynsham conveyancing firm to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I bought a studio flat in Eynsham, conveyancing having been completed 6 years ago. How much will my lease extension cost? Equivalent properties in Eynsham with an extended lease are worth £180,000. The ground rent is £65 per annum. The lease ceases on 21st October 2085

With just 59 years left to run the likely cost is going to span between £20,900 and £24,200 plus professional fees.

The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information without first seeking the advice of a professional.

Should I be worried if there is a problem with the searches conducted as part of my conveyancing in Eynsham?

On the whole, the majority of issues exposed in Eynsham conveyancing search responses can be dealt with before completion or title insurance can be put in place. It is important to remember that although you intend on buying the property and might be willing to accept the search results, your building society or bank may not, and ultimately the decision rests with them.

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