We were just about to exchange contracts for a garden flat in Euxton. We have hit a stumbling block. Our loan offer with Barnsley Building Society runs out on 30/3/2026 but the vendors are insisting on a completion date of 1/4/2026. Can one extend the loan expiry date?
The best person to deal with your issue is your solicitors who will hopefully determine if he or she is better off negotiating with the bank, seller’s conveyancers, estate agents or indeed all parties based on the history of your house move to date.
I had intended to instruct a property lawyer in Euxton for our house move. Our broker has since advised us that our bank Accord Mortgages Ltd won't deal with them. Why is this not regarded as unduly restrictive?
Pre- 2008 most banks had a different appetite for risk. Almost all Euxton conveyancing firms would have been on many lender panels. The financial services regulator in 2010 completed a thematic investigation into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, mortgage companies are increasingly seeing more information from law firms relating to their operations and their employees as well as set certain criteria such a completing on a minimum number of conveyancing. Many Euxton conveyancing firms that have been excluded from lender panels have Unblemished track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Euxton is amongst the thousands of areas where the solicitors showing on our search results are on the panel for Accord Mortgages Ltd.
I require expedited conveyancing in Euxton as I am faced with pressure to complete inside one month. A home loan is not required. Is it possible to avoid the conveyancing searches to save money and time?
As you are are a mortgage free purchaser you have the choice not to have searches conducted although no solicitor would advise that you don't. With plenty of history conveyancing in Euxton the following are examples of what can appear and adversely impact market value: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
Due to the encouragement of my in-laws I had a survey completed on a property in Euxton before appointing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor has said that some mortgage companies tend not grant a mortgage on this type of property.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Euxton. Conveyancing may be slightly more expensive based on your lender's requirements.
In my capacity as executor for the estate of my aunt I am selling a property in Neath but reside in Euxton. My solicitor (based 300 miles awayhas requested that I sign a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in Euxton who can attest this legal document for me?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are Euxton based