I have justdiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Earl Shilton for a purchase of a freehold house 18 months ago. How can I check that the property is in my name in the name of the former proprietor?

The easiest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Earl Shilton conveyancing specialists.

I'm purchasing a new build house in Earl Shilton benefiting from help to buy. The sellers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not reveal to my lawyer about this deal as it may affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the encouragement of my in-laws I had a survey completed on a house in Earl Shilton in advance of instructing lawyers. I have been told that there is a flying freehold element to the house. The surveyor has said that some mortgage companies may refuse to grant a loan on such a property.

It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Earl Shilton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Earl Shilton to see if the conveyancing will be more expensive.