It has come to my attention via my financial adviser that my Cromer solicitor is not on the lender Solicitor panel. What can I do to check?
The best course of action for you to take is to contact your Cromer conveyancer. You lawyer should notify you of the situation. If they are not on the panel they may recommend you to a Cromer conveyancing firm that is on the conveyancing panel for your bank.
It is a dozen years since I purchased my property in Cromer. Conveyancing lawyers have recently been appointed on the sale but I am unable to track down my title deeds. Is this a problem?
You need not be too concerned. Firstly there is a chance that the deeds will be kept by your mortgage company or they could stored with the conveyancers who handled your purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in Cromer involves registered property but in the unlikely event that your property is unregistered it adds to the complexity but is resolvable.
What can a local search reveal concerning the property my wife and I purchasing in Cromer?
Cromer conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search organisations for instance Searches UK The local search plays an important part in most Cromer conveyancing purchase; that is if you don’t want any nasty surprises after you move into your property. The search will supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
The deeds to my property can not be found. The conveyancers who did the conveyancing in Cromer 5 years ago no longer exist. What do I do?
Gone are the days when you need to have the physical original deeds to evidence that you own the land or property, given that the Land Registry have everything they need in a digital format.
My partner has suggested that I appoint his conveyancers in Cromer. Should I find my own property lawyer?
Much as we are happy to recommend a Cromer conveyancing lawyer the best way to choose a conveyancing practitioner is to get referrals from friends or relatives who have actually used the solicitor that you are considering.