I am obtaining a mortgage offer from Santander. I hope to enlist the help of a Licensed Conveyancer in Creekmouth. Does the Santander Conveyancing panel include Licensed Conveyancers?

The Santander approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

Me and my brother purchased a renovated Victorian house in Creekmouth. Conveyancing practitioner represented me and Barclays Direct. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Creekmouth and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing solicitor who conducted the conveyancing.

Due to the input of my in-laws I had a survey completed on a property in Creekmouth prior to appointing solicitors. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies tend not issue a loan on this type of house.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Creekmouth. Conveyancing will be smoother if you use a solicitor in Creekmouth especially if they are accustomed to such properties in Creekmouth.

I have just appointed agents to market my garden flat in Creekmouth. Conveyancing lawyers have not yet been instructed, however I have just had a yearly service charge demand – should I leave it to the buyer to sort out?

Your conveyancing lawyer is likely to suggest that you should discharge the invoice as usual because all rents and service invoices should be apportioned on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I am the leaseholder of a garden flat in Creekmouth. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the sum payable for the purchase of the freehold?

in cases where there is a missing freeholder or where there is dispute about what the lease extension should cost, under the relevant statutes you can apply to the LVT to make a decision on the premium.

An example of a Lease Extension case for a Creekmouth property is 46 Credon Road in January 2014. On 11 September 2013 Deputy District Judge Price sitting at the Bow County Court made a vesting order that the freeholder surrender his lease and be granted a new lease of the Premises on such terms as may be determined by the First Tier Tribunal (Property Chamber).The appropriate sum as concluded by the Tribunal was £7225 This case was in relation to 1 flat. The unexpired term as at the valuation date was 69.77 years.

How much experience do your Creekmouth conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Creekmouth conveyancing lawyers help thousands of people move home every year and helped plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Creekmouth conveyancers have worked on recent similar matters.