It is is a decade since I purchased my house in Craven Arms. Conveyancing lawyers have now been retained on the sale but I can't track down my title documents. Is this a problem?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by your lender or they may still be with the lawyers who acted in your purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Craven Arms relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
Is there a search tool that I can use to find out if the solicitor conducting my conveyancing in Craven Arms is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for thus spending £175.00 in additional conveyancing bill.
Please do take advantage of the search tool on this site. Please choose the mortgage company and type ‘Craven Arms’ or your location and you will discover numerous solicitors offices in Craven Arms or by proximity to you.
My wife and I own a 4 bedroom Edwardian property in Craven Arms. Conveyancing practitioner acted for me and . I did a free Land Registry search last week and there are a couple of entries: one for freehold, the second leasehold under the matching property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Craven Arms and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing solicitor who conducted the work.