I can't travel far from Crabtree. I would like to know the logic why all Crabtree solicitors aren't included on all lender panels?

Even though it may seem unfair for lenders to limit who can act for them, from the public’s or solicitor’s perspective, the flip side is that mortgage companies are becoming ever more anxious and regard it vital to protect them against mortgage fraud. As a consequence of this concern lenders are limiting their panel of approved conveyancing lawyers to a manageable size.

My nephew is about to exchange on a house that has just been built in Crabtree with a home loan from Bank of Ireland. His lawyer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?

The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Bank of Ireland conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Bank of Ireland conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I have a decision in principle. The lender mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would much rather use a high street conveyancing solicitor in Crabtree?

Do check but the the likelihood is that give you one of their panel solicitors if you want the "fee-free" deal. Contact the mortgage company and check if they offer you a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor in Crabtree.

I am selling my home. My former conveyancers has retired. I am in need of a recommendation of a conveyancing firm. Im based in Crabtree if that makes a difference.

You should use our search tool to help you choose a solicitor for your conveyancing in Crabtree. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.

We are hoping to buy a 2 room bungalowin Crabtree with a loan from a lender. We would like to retain our lawyer in Crabtree yet our mortgage company advise he's not listed on their "panel". It seems we have little choice but to instruct one of the our lender panel firms or keep our Crabtree conveyancer and incur the extra legals for one of their panel ones to represent our mortgage company. This seems very unfair; is there anything we can do?

No, not really. The lender home loan issued is subject to its terms and conditions, one of which will be that solicitors will on the bank's conveyancing panel. Until recently, most banks had large numbers of law firms on their panels, including most conveyancing solicitors in Crabtree : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for your bank.