It is is a decade since I acquired my property in Coventry. Conveyancing solicitors have just been retained on the sale but I am unable to find the title deeds. Is this a problem?

You need not be too concerned. Firstly there is a chance that the deeds will be with your mortgage company or they may be in the possession of the solicitor who oversaw the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Almost all conveyancing in Coventry involves registered property but in the unlikely event that your home is not registered it is more of a problem but is resolvable.

I'm buying a new build house in Coventry with a loan from . The builders refused to reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not disclose to my lawyer about the deal as it will impact my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Hoping to buy a property located in Coventry and I am already nervous. I couldn't find anything specific about Coventry. Conveyancing will be needed in due course but do you know about the Coventry area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Coventry. In the meantime here are some basic statistics that we found