Unfortunately I am unable to travel far from Cottesmore. I would like to know the logic why all Cottesmore solicitors are not on all bank panels?

Mortgage Companies normally impose restrictions on either the type or the number of conveyancing firms on their approved list of lawyers. Typical examples of such criteria being that a organisation must have two or more partners. In addition to restricting the structure of firm, some banks for example HSBC made a decision to restrict the size of their panel they use to act for them. You should note that banks have no responsibility for the quality of advice supplied by any Cottesmore property lawyer on their panel. Increases in mortgage fraud was the primary trigger for the reduction of solicitor panels a few years ago even though there are differing assessments about the extent of solicitor involvement in some of that fraud. Statistics from HMLR reveal that thousands of law organisations only carry out a couple of conveyances a year. Those supporting conveyancing panel culls ask why conveyancing firms deserve claim to remain on a conveyancing panel when it is evident that conveyancing is not their speciality?

We see that you have a post code search directory listing law firms on the Lloyds conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Cottesmore?

We are a listing service only for law firms wishing to communicate if they are on the Lloyds conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cottesmore.

What is the difference between a licensed conveyancer and conveyancing solicitor in Cottesmore

There are many recorded licenced Conveyancers in Cottesmore and Solicitor practices in Cottesmore who can assist with your conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. They may both also deal with other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

How can we tell if a Cottesmore conveyancing solicitor on the Skipton panel is any good?

When it comes to conveyancing in Cottesmore getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor handling your transaction.

After much negotiation I have agreed a price on an apartment in Cottesmore. My mortgage broker suggested a conveyancing practitioner. I paid an upfront payment of £225. Shortly after, the solicitor called me embarrassingly acknowledging that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am buying a new build flat in Cottesmore. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Cottesmore

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Cottesmore is where the house is located. Can you offer any opinion?

Flying freeholds in Cottesmore are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cottesmore you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cottesmore may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.