It is is a decade since I purchased my property in Common Edge. Conveyancing lawyers have recently been instructed on the sale but I can't track down my title deeds. Is this a problem?

Don’t worry too much. Firstly there is a chance that the deeds will be with the lender or they may be in the possession of the conveyancers who oversaw the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Common Edge involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.

Just had an offer accepted on a new build apartment in Common Edge. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Common Edge

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a simple, chain free conveyancing. Common Edge is where the house is located. Is there any guidance you can impart?

Flying freeholds in Common Edge are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Common Edge you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Common Edge may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I'm refinancing my primary property to a BTL mortgage with Platform Home Loans Ltd and I will use the ballance of the raised equity towards a second house. The area we are looking at is Common Edge. Will your lawyers be able to act for the two lenders and link together the conveyances?

Make use of our comparison tool on this page to be sure that the solicitors are on the relevant lender panels. On the basis that they are your solicitor will be able to connect the two conveyancing matters but you should have a chat with you conveyancer and make apparent your expectations and needs.

My folks are unable to locate their Common Edge property on the HM Land Registry online search facility. They recall that back in the 60’s when they bought the property there were complications concerning Common Edge not being identified on some systems.

Nearly all properties in Common Edge should show up. Have you limited your search with just the postcode. Ordinarily it will reveal all the residences within the postcode. Where recorded it will be there with a title number. Where they bought fifty years ago it's conceivable it may be unrecorded. The address might still be revealed but with the title number identified as 'na'. In this scenario you will need to track down the original title papers which could be with your parent’s lender.