The Colyton conveyancing firm handling our Colyton conveyancing has identified an inconsistency when comparing the information in the home valuation report and what is in the title deeds. My lawyer says that he is obliged to ensure that the lender is happy with this discrepancy and is content to go ahead. Is my conveyancer’s stance legitimate?

Your solicitor must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

My bank has recommended solicitors on their panel based in Colyton but I would rather use a conveyancing lawyer in Colyton local to me. Are you able to help?

Far from all Colyton conveyancing practitioners are on all lender’s conveyancing panel. Do make use of the above search tool to find a Colyton conveyancing conveyancer on the on the lender panel.

I am buying a new build house in Colyton with a loan from Barnsley Building Society. The builders refused to budge the price so I negotiated five thousand pounds worth of extras instead. The estate agent told me not reveal to my conveyancer about the side-deal as it would impact my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am 18 days into a residential purchase having been directed to solicitors by the local agent to do our conveyancing in Colyton. I am am starting to be disappointed with the level of service. Could you you assist me in finding new solicitors?

They would need to be really bad in order to consider replacing them. Has your mortgage been generated? If so you must advise them of the new contact details and get the mortgage documents are re-sent. The conveyancer needs to be on the mortgage company approved list to avoid supplemental fees and complications. So that should be your first question of the new solicitors. Our find a solicitor tool will assist you in finding a bank approved conveyancer for your conveyancing in Colyton

My work colleague mentioned that when choosing a conveyancing lawyer they need approved by your bank. This is my first house move but I have an offer in principle with Birmingham Midhshires and I already have a bricks and morter conveyancing solicitor in Colyton at the ready. Can Halifax require an approved lawyer to be instructed? Does a directory of panel conveyancers even exist so I can appoint a conveyancing lawyer in Colyton?

You should use a solicitor that is on the Halifax panel. The first thing to do is call your chosen Colyton conveyancing solicitor to check if they are on the Halifax panel. If they are not on the panel you have a couple of alternatives open to you here:

• Complete the purchase with your chosen Colyton conveyancing practitioner but Halifax will undoubtedly instruct a conveyancer on their conveyancing panel. The net result is additional fees and probable interruption.
• Appoint a fresh conveyancer to act in the purchase, not forgetting to check that they are on the Halifax conveyancing panel.
• Convince your conveyancer to pull out all the stops to get accepted on the Halifax panel of solicitors.