Much to our surprise we have been informed by our mortgage adviser that my Clayhall the law firm I have appointed is not on the lender Conveyancing panel. What can I do to be sure if this is correct?

You need to call your Clayhall conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they may be able to suggest a Clayhall conveyancing practice that is on the conveyancing panel for your bank.

Will lawyers request money on account for my conveyancing in Clayhall?

Where you are retaining lawyers for conveyancing in Clayhall your lawyer will ask you put them with funds to cover the search fees. Generally this is requested to cover the fees of the Local Authority Search. If any down payment is payable against the purchase price then this will be needed immediately before contracts are exchanged. Any further balance that is needed will be payable shortly before completion.

About to purchase a new build flat in Clayhall. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Clayhall

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. There must be mutual enforceability of lessee’s covenants. Please confirm the Lease plans are architect prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

Due to the encouragement of my in-laws I had a survey completed on a property in Clayhall in advance of retaining lawyers. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some banks tend not grant a mortgage on such a premises.

It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Clayhall. Conveyancing will be smoother if you use a solicitor in Clayhall especially if they are acquainted with such properties in Clayhall.

I am downsizing from my home. My past conveyancers have shut. It would be helpful to have a recommendation of a conveyancing firm. Im based in Clayhall if that makes things easier.

Do use our search tool to help you find a solicitor for your conveyancing in Clayhall. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.