Do the conveyancing solicitors via your comparison service execute attended exchange conveyancing in Choppington?

We do have a number of conveyancing experts who can conduct one day exchanges. Please call us to secure a costs illustration and details as to dates.

In what way does my ID and proof of funds have anything to do with my conveyancing in Choppington? Why is this being asked of me?

It is indeed that case that these requests have nothing to do with conveyancing in Choppington. However these days you can not complete any conveyancing deal if you have not supplying proof of your identity. This usually takes the form of a either your passport or driving licence and a council tax bill. Please note that if you are providing your driving licence as proof of identification it needs to be both the paper part as well as the photo card part, one is not satisfactory in the absence of the other.

Proof of the origin of money is necessary under Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancing solicitor must retain this information on record. Your Choppington conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any funds from you into their client account and they may also ask additional questions regarding the origin of monies.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Choppington?

There are many recorded licenced Conveyancers in Choppington and Solicitor practices in Choppington who can help with your conveyancing We would stress that the two are regulated professionals specialising in the legal work in the home buying process. The two can conduct associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

I am the single recipient of my late grandmother’s estate and I have everything in my name alone, including the house in Choppington. Conveyancing formalities meant that the Land Registry date was in October. I now wish to sell up. I understand that there is a CML six month 'rule', meaning my property ownership will be regarded the same way as if I'd bought the house in October. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How practical a view mortgage companies take of it, depend on the mortgage company as this obligation chiefly exists to identify subsales or the flipping of property.

Is it correct that all Choppington CQS (Conveyancing Quality Scheme) solicitors are on the Skipton conveyancing panel?

It is true that some banks and building societies now use CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what should have been a quick, chain free conveyancing. Choppington is the location of the property. Can you shed any light on this issue?

Flying freeholds in Choppington are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Choppington you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Choppington may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

In what way does the Landlord & Tenant Act 1954 impact my commercial offices in Choppington and how can you help?

The 1954 Act gives a safeguard to business lessees, giving them the legal entitlement to apply to court for a continuation of occupancy at the end of an expired lease. There are limited grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Choppington is one of our hundreds of locations in which our lawyers are based