I can't travel far from Chertsey. I would like to know the understand why all Chertsey conveyancing practitioners are not on all lender panels?

Even though it may seem unfair for mortgage companies to restrict who can act for them, from the public’s or solicitor’s point of view, the other side of the coin is that lending institutions are becoming ever more anxious and regard it necessary to protect them from mortgage fraud. As a consequence of this concern lenders are limiting their conveyancing panel to a size that they are happy to control.

Can I use your services to locate a Conveyancing solicitor in Chertsey even where I’m not buying or disposing of a house, for example where I wish to acquire a shop in Chertsey with a loan from Bank of Ireland?

Our search tool is predominantly there to get a quote from residential conveyancing solicitors in Chertsey but we have recorded towards the bottom of this page some Chertsey commercial conveyancing firms. You will need to enquire with the company directly to check if they are also authorised to represent Bank of Ireland

I moved into my flat on 5 January and the transaction details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Chertsey expressed confidence that it will be formalised inside ten days. Are transfers in Chertsey particularly slow to register?

As far as conveyancing in Chertsey registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can adjust depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any third persons or bodies. As of today roughly three quarters of submission are completed within 12 days but occasionally there can be protracted hold-ups. Historically registration is effected once the buyer is living at the premises therefore registration formalities is not always primary concern but if it is urgent that the the registration takes place urgently then you or your lawyers could speak with the land registry and explain the circumstances.

How do I identify a Chertsey law firm on the Virgin Money conveyancing panel? I have a car and am willing to travel upto 25miles to meet the lawyer.

You can use the tool on this website. Please choose the bank and your location and you will see a number of Chertsey conveyancing lawyers locally. We have listed some Chertsey conveyancing firms at the bottom of this page and you can call them to see whether they are on the Virgin Money approved list

I have read on various online forums that before selecting a conveyancing firm they must be approved by your lender. I am new to the process but I have an AIP with Santander and I already have a high street conveyancing lawyer in Chertsey on standby. Can Santander insist on an approved lawyer to be used? Does a directory of panel firms even exist for my conveyancing in Chertsey?

You need to use a solicitor that is on the Santander panel. The simplest thing to do is call your preferred Chertsey conveyancing solicitor to check if they are on the Santander panel. If they are not approved you have numerous choices open to you here:

• Complete the purchase with your chosen Chertsey conveyancing practitioner but Santander will undoubtedly retain a solicitor from their approved panel. This will result in additional cost together with probable interruption.
• Appoint a new lawyer to conduct the conveyancing, obviously checking they are on the Santander conveyancing panel.
• Appeal to your solicitor to attempt to join the bank panel.