I am hoping to receive a mortgage offer from Halifax. I intend to instruct a Licensed Conveyancer in Camelford. Does the Halifax Conveyancing panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
We were just about to sign contracts for a property in Camelford. We have hit a snag. The mortgage offer with HSBC Bank expires on 16/3/2026 but the vendors are putting forward a completion date of 18/3/2026. Is it possible to prolong the loan offer?
The best person to deal with your issue is your lawyer who is in a position to determine whether they corresponding with the mortgage broker, vendor’s lawyers, property agents or conceivably all three taking into account the history of your transaction as of today.
What is the best way to discover of the solicitor handling my conveyancing in Camelford is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Coventry Building Society thus spending £175.00 in another set of conveyancing costs.
Please do take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the lender and type ‘Camelford’ or your preferred area and you will discover a number of lawyer offices in Camelford or nearest you.
Should our solicitor be raising enquiries concerning flooding during the conveyancing in Camelford.
The risk of flooding is if increasing concern for conveyancers specialising in conveyancing in Camelford. Some people will buy a property in Camelford, fully expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the property. There are steps that can be taken as part of the conveyancing process to forewarn the purchaser.
Lawyers are not best placed to give advice on flood risk, however there are a number of checks that can be carried out by the buyer or on a buyer’s behalf which can give them a better understanding of the risks in Camelford. The standard property information forms sent to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual inquiry of the seller to discover if the property has suffered from flooding. In the event that the residence has been flooded in past and is not disclosed by the seller, then a buyer could commence a legal claim for losses as a result of such an inaccurate answer. The purchaser’s lawyers should also commission an enviro report. This should reveal whether there is any known flood risk. If so, further inquiries should be initiated.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the bank conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.