I own a freehold property in Bradwell but still charged rent, why is this and what is this?
It is rare for properties in Bradwell and has limited impact for conveyancing in Bradwell but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
I am assisting my niece sell her property in Bradwell. Will the solicitor commission the energy performance certificate or it is for me to coordinate?
After the abolition of Home Information Packs, energy performance certificates was left as a compulsory component of selling a property. An energy assessment needs to be to hand prior to the property being marketed. It is not a task that law firms normally organise. If you are using a Bradwell conveyancing solicitor they may be able to arrange energy assessments due to their relationships with long established Bradwell energy assessors
Forgive me if this question is silly but I am unexperienced as FTB of a two bedroom flat in Bradwell. Do I pick up the keys to the premises on completion from my conveyancer? If so, I will find a High Street conveyancing solicitor in Bradwell?
On the day of completion you will not be required to attend the conveyancers office in Bradwell. Conveyancing lawyers for you will arrange to send the completion advance to the seller's conveyancers, and shortly after the monies have arrived, you should be able to pick up the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.
How can we tell if a Bradwell conveyancing solicitor on the Lloyds panel is any good?
When it comes to conveyancing in Bradwell getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor conducting your conveyancing.
I understand that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when buying a house in Bradwell? or Apparently there is an ancient law that could mean that homeowners living in a parish church boundary may be liable to pay for repairs to the chancel within the church. Is this applicable for conveyancing in Bradwell?
Unless a prior purchase of the house completed after 12 October 2013 you may take it that conveyancing practitioners carrying out conveyancing in Bradwell to continue to advocate a chancel search and or insurance against a claim.
I am buying my first flat in Bradwell benefiting from help to buy. The sellers would not budge the price so I negotiated five thousand pounds worth of extras instead. The sale representative told me not disclose to my conveyancer about this extras as it will adversely affect my loan with Barnsley Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Do I stop the direct debit for my mortgage with Kent Reliance once a completion date for my home sale in Bradwell has been set?
No, you should maintain meeting any mortgage payments to Kent Reliance pending the mortgage being repaid on completion as part of your Bradwell conveyancing.