I have just been advised by my financial adviser that my Blaby the law firm I have appointed is not on the lender Solicitor panel. How can I be certain whether this is indeed the case?

Your first step should be to contact your Blaby conveyancer. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they may recommend you to a Blaby conveyancing firm that is on the approved list of lawyers for your mortgage company.

My wife and I are about to complete on the purchase of a house in Blaby but as a consequence of damage from some water damage at the property I have was able negotiate reparation from the owner of £2k by way of a reduction in the price. This was going to be dealt with as part of amending the contract but Clydesdale will not agree to this. Why were they informed?

The solicitor being on a Clydesdale conveyancing panel is required to disclose to Clydesdale of any amendments to the sale price. If you were to refuse your property lawyer to disclose the price change to Clydesdale then they would have to discontinue acting for you. In addition, Clydesdale and you would have to appoint a new property lawyer for your conveyancing in Blaby.

It has been three months following my purchase conveyancing in Blaby concluded. I have checked the Land Registry site which shows that I paid £175,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Blaby. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Blaby

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are architect prepared. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

I am looking for a flat up to £195,000 and found one round the corner in Blaby I like with open areas and railway links nearby, the downside is that it's only got 61 years unexpired on the lease. There is not much else in Blaby suitable, so just wondered if I would be making a grave error acquiring a short lease?

If you require a home loan that many years will likely be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.