We are purchasing a newly built apartment in Bingham and my lawyer is advising me that she is duty bound to the bank to disclose incentives from the developer. I am under pressure to exchange and I would rather not prolong the conveyancing. Is my lawyer right?

You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

We are buying a apartment in Bingham. It might be a silly question but how we can trust a conveyancer? On the day of competition we have to put our life savings into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Forgive me if this question is silly but I am unexperienced as FTB of a garden flat in Bingham. Do I collect the keys to the property on the completion date from my lawyer? If so, I will find a High Street conveyancing solicitor in Bingham?

On the day of completion you will not be required to attend the conveyancers office in Bingham. Conveyancing lawyers for you will electronically transfer the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you will be invited to collect the keys from the selling Agents and start moving into the property. Usually this happens between 1 and 3pm.

After shopping around on the internet I have found a Bingham conveyancing practitioner having made sure that they are on the Aldermore conveyancing panel. Does my lawyer arrange the survey of the property?

Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Bingham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I am buying a new build apartment in Bingham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Bingham

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

My father-in-law has suggested that I appoint his lawyers for conveyancing in Bingham. Do I take his recommendation?

There are no two ways about it it’s preferable to select a conveyancing solicitor is to seek referrals from friends or family who have actually previously instructed the firm you're contemplating using.

I have just found out that one of the partners of the firm undertaking the purchase conveyancing in Bingham is a relative of the seller. Is this permitted?

On the basis that there is no conflict of interest this is permitted. If you are obtaining a mortgage then the lender may have a say as many mortgage companies have specific requirements concerning this. For example for Clydesdale Bank as of 5/12/2025, the requirements read as follows :