Do I need to visit the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Bicester so that I can attend their offices if required.

Whereas this was necessary 15 years ago, most mortgage companies no longer need their conveyancing panel lawyer to witness the borrowers signature. You will still be obliged to supply ID documents and there are still manifest advantages to choosing a local solicitor, in your case a conveyancing solicitor in Bicester.

There are numerous conveyancing solicitors in Bicester but how do I know who I should use?

It would be unwise to be tempted by the lowest Bicester conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

Does a directory service exist listing Lloyds panel solicitors in Bicester on the Council of Mortgage Lender’s Website?

No. There is no such tool on the CML or Building Society Association sites. Very few mortgage companies make their panel listings available online. Where you are in need of a Bicester conveyancing practitioner on the Lloyds please make the most of our tool.

We expect to receive a DIP from Yorkshire BS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Bicester solicitors on the Yorkshire BS conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Bicester solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.

About to purchase a new build flat in Bicester. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Bicester

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.

Due to the guidance of my in-laws I had a survey completed on a house in Bicester prior to retaining solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some banks may refuse to issue a mortgage on this type of premises.

It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Bicester. Conveyancing will be smoother if you use a solicitor in Bicester especially if they regularly deal with such properties in Bicester.

I was told by my lender that their approved lawyers operate no sale no charge basis for conveyancing in Bicester. I had a purchase abort yet the solicitors have requested search fees! They are stating that the fees are seperate!

Bicester conveyancing search costs are disbursements not legal fees as these are paid to a third party.