A loan offer from HSBC for the remortgage of my single room apartment is due imminently. Could you recommend a low cost conveyancing law firm in Belper?

This site is not designed to help those in pursuit of cut-price fees for conveyancing in Belper. We can offer you value for money conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint brokers offering £100 conveyancing in Belper.The optimum result, in deciding on low cost conveyancing, you will receive what you pay for and at worst it will result in you spending a lot in extras and still not receive the service required.

A relative pointed out to me me that in buying a property in Belper there could be various restrictions as to what one can do in terms of external changes to the property. Is this right?

We are aware of anumerous of properties in Belper which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Belper should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

i am purchasing a new build house in Belper with a mortgage from . The builders would not budge the price so I negotiated five thousand pounds worth of additionals instead. The house builders rep advised me not disclose to my solicitor about the side-deal as it will impact my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.