I have given 8 weeks notice to my current landlord and must vacate my rented apartment in Bamburgh by the end of next month. Conveyancing for my house purchase is underway. How realistic is it to complete in three weeks as I wish to avoid having to find temporary accommodation?
The normal practice is not to provide notice for your letting unless exchange of contracts has taken place. Assuming that you have not already done so, contact to your solicitor and request that they apply pressure on the other lawyers, try to an agreed time frame that everyone will aim towards
Finally the sale completed on my house in Bamburgh last February but my buyer keeps SMS messaging me to moan that his solicitor is waiting to hear from mine. What should have happened following completion?
Following your sale your lawyer is obliged to forward the transfer deeds and all of the paperwork to the buyer’s solicitors. Depending on the transaction, your solicitor should also confirm that the legal charge in favour of the lender has been paid off to the purchasers conveyancers. There is unlikely to be post completion requirements unique to conveyancing in Bamburgh.
There is lots of here regarding conveyancing in Bamburgh but what is your top tip for appointing the right conveyancer in Bamburgh
It would be unwise to be swayed by the lowest Bamburgh conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
This question may be naive but I am unseasoned as a first time purchaser of a two bedroom flat in Bamburgh. Do I receive the keys to the premises on the completion date from my lawyer? If so, I will appoint a High Street conveyancing solicitor in Bamburgh?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the seller's lawyers, and once they have received this, you will be called to collect the keys from the property Agents and start moving into the property. Usually this occurs early afternoon.
I have today made my last payment due on my mortgage with Nottingham. I assume I don't need a Bamburgh conveyancing practitioner on the Nottingham panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I completed on my home on 1 March and the transaction details is yet to be registered. Any reason for this? My conveyancing solicitor in Bamburgh expressed confidence that it should be dealt with in a couple of weeks. Are transfers in Bamburgh uniquely lengthy to register?
There is nothing unique about conveyancing in Bamburgh registration formalities. Rather than based on location, timescales can adjust subject to the party submitting the application, whether there are errors and if the Land registry have to notify any 3rd persons or bodies. As of today roughly 80% of submission are fully dealt with within 12 days but occasionally there can be longer delays. Historically registration is effected once the new owner has moved in to the property thus post completion formalities is not typically an essential issue but where there is a degree of urgency associated with the registration then you or your conveyancer should contact the land registry and explain the circumstances.
Am I right to be wary by estate agents that I am dealing with are encouraging me to use an internet conveyancing firm rather than a local Bamburgh conveyancing firm?
As with lots of service providers, often referrals from family and friends can be worth their weight in gold. But there are lots of parties with a vested interest in a conveyancing transaction; estate agents, mortgage brokers and mortgage companies might all suggest solicitors to retain. Sometimes these conveyancers might be known to one of the organisations as being good in their field, but occasionally there might be a financial incentive behind the recommendation. You have the right to appoint your own conveyancer. You need to be aware that many banks have an approved list of conveyancers you have to use for the mortgage related work in your transaction.