It is 10 years ago since I purchased my home in Ashtead. Conveyancing lawyers have now been instructed on the sale but I can't find the title deeds. Will this cause complications?
Don’t worry too much. First the deeds may be with the mortgage company or they may be in the possession of the lawyers who oversaw your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Ashtead involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.
I used Arc property Solicitors several years ago for my conveyancing in Ashtead. I now require my file but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ashtead of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a leasehold apartment up to £195,000 and found one round the corner in Ashtead I like with open areas and railway links nearby, the downside is that it only has 52 years on the lease. There is not much else in Ashtead suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a home loan that many years will likely be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
How easy is it to swap solicitor as I have to choose one who is on the Nationwide Building Society conveyancing list. I had appointed a family conveyancing solicitor in Ashtead round the corner but the firm is not accepted by Nationwide Building Society
We will our best to assist in finding you a conveyancing solicitor in Ashtead on the Nationwide Building Society panel. Please note that the law firms that we on the directory do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Ashtead. In making use of search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Ashtead.
In surfing the world wide web for the phrase cheap conveyancing in Ashtead it shows results of numerous solicitorsin the area. How do I determine which is the right conveyancing solicitor for my move?
The preferential method of seeking a suitable conveyancer is via personal referral, so ask colleagues and family who have purchased a property in Ashtead or the reputable estate agent or mortgage broker. Costs for conveyancing in Ashtead vary, so it's sensible to request at least three estimates from varying types of property lawyers. Be sure to seek confirmation that the fees are fixed.