It is 10 years ago since I acquired my home in Alvechurch. Conveyancing solicitors have now been instructed on the sale but I can't track down the title documents. Will this cause complications?
You need not be too concerned. First there is a possibility that the deeds will be with your lender or they may be in the possession of the solicitor who oversaw the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in Alvechurch involves registered property but in the rare situation where your home is unregistered it is more of a problem but is not insurmountable.
Can you help - my lawyer says that indemnity insurance type insurance is needed on my purchase. What is the level of cover for Alvechurch conveyancing?
The appropriate level of IT indemnity insurance depends on who your lender is. It would differ for example between and . The average level of cover for IT insurance is av value for loc for Alvechurch. Conveyancing solicitors as opposed to borrowers take out such insurances.
If I am buying a shared ownership house in Alvechurch, is it advisable to obtain a chancel liability search?
Aston Cantlow (PCC) v Wallbank in 2003 resulted in almost every conveyancing solicitor in Alvechurch to order chancel searches. Indemnity policies can be arranged if chancel liability is likely to be enforced. Your conveyancing lawyer should provide more details. Church of England properties in Alvechurch where chancel liability may apply include parish data base.