Willretaining a york conveyancing firm make my purchase more efficient?

Generally conveyancing practitioners in your area will enjoy good relationships with your local authority, which could assist with the york conveyancing searches that your conveyancer will need to carry out. It can only be a plus if they enjoy existing connections with the Local Land Registry Office your area york, other conveyancers in the neighbourhood and york Estate Agents.

What does my ID and proof of funds have anything to do with my conveyancing in york? What am I being asked for?

It is indeed that case that the requirement set out by your solicitor has nothing to do with conveyancing in york. However these days you will not be able to complete any conveyancing transaction if you have not supplying evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence and a bank statement. Remember if you are providing your driving licence as proof of ID it must be both the paper part as well as the photo card part, one is not acceptable in the absence of the other.

Verification of your origin of money is required under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer must have this information on record. Your york conveyancing solicitor will require evidence of proof of funds before they are able to accept any monies from you into their client account and they may also ask additional questions regarding the source of monies.

Last month we had a mortgage agreed in principle with UBS. york conveyancing solicitors are appointed. How long does it take for UBS to forward the offer to the lawyer?

Some lenders take longer than others. Have UBS conducted the valuation? Have you informed UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Completion of my purchase has taken place for my property in york. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local york solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own york surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I require fast conveyancing in york as I have pressure to exchange contracts within one month. Fortunately I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?

As you are not obtaining a home loan you are at liberty not to have searches conducted although no law firm would advise that you don't. Drawing on years of experience of conveyancing in york the following are examples of issues that can crop up and adversely affect market value: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...

I used Arc property Solicitors a few years past for my conveyancing in york. Now, I need my files however the law firm has closed. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in york of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.