We are buying a flat and require a conveyancing solicitor in Marsden who is on the Virgin Money conveyancing panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Marsden.

My wife and I are buying a flat in Marsden. It might be a silly question but how we can trust a solicitor? At some point we have to send our life savings into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

What is the difference between a licensed conveyancer and conveyancing solicitor in Marsden

There are many recorded licenced Conveyancers in Marsden and Solicitor practices in Marsden who can help with your conveyancing We would stress that the two are regulated professionals specialising in the legal aspects of the home buying process. They may both also handle associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

I've digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Marsden solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Marsden postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Marsden.

My wife and I own a 4 bedroom Edwardian property in Marsden. Conveyancing lawyer acted for me and Accord Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??

You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Marsden and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing practitioner who carried out the work.

I have just appointed agents to market my ground floor flat in Marsden. Conveyancing is yet to be initiated, however I have recently received a yearly service charge demand – what should I do?

It best that you clear the maintenance contribution as usual because all rents and maintenance invoices will be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Marsden Conveyancing for Leasehold Flats - Sample of Questions you should ask before Purchasing

Is there a share of the freehold? Who are the managing agents? The best form of lease arrangement is if the freehold title is in the ownership of the leaseholders. In this scenario the tenants benefit from being in charge if their destiny and although a managing agent is frequently employed if the building is larger than a house conversion, the managing agent is directed by the tenants.

Can you set a few of compelling benefits to selecting a high street property lawyer in Marsden

Many buyers and sellers in Marsden prefer a local conveyancing practitioner so that they can attend the firm’s offices in the event that they have questions, and to execute mortgage deeds without using the post.

One could say that there is a distinct advantage when using a lawyer local to a property you are buying, due to the familiarity of the locality and potential local concerns - yet this is debatable. Many conveyancers undertaking their work via the internet and may be based anywhere.